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Let's see how ASB Financing could work for you.
Answer a few quick questions and we'll check your eligibility, show what documents you'll need, and project your potential returns from BSN ASB Term Financing.
Quick eligibility check
BSN ASB Term Financing is open to all qualified ASB investors under ASNB guidelines, aged 18–70 at the end of the loan tenure.
What's your employment type?
This determines which documents you'll need to prepare for your application.
Salaried employment with an employer.
Business owner, freelancer, or commission earner.
How much financing would you like to apply for?
BSN ASB Term Financing ranges from RM10,000 to RM200,000, in multiples of RM1,000.
Over how many years would you like to finance this?
BSN offers tenures from 5 up to 40 years. Longer tenures mean smaller monthly payments, but more total interest paid.
Would you like Takaful (Insurance) coverage?
Takaful protects your family by settling the outstanding financing in case of death or total permanent disability. It also comes with a slightly lower profit rate.
Financing protected against death / TPD.
SBR + 1.40% = 4.15% p.a.No insurance coverage on the financing.
SBR + 1.50% = 4.25% p.a.Based on current Standardised Base Rate (SBR) of 2.75% p.a.
What ASB dividend rate should we assume?
ASB dividends vary year to year. A common planning assumption is 5.0% – 6.0% p.a., based on recent history. This is only an estimate, not a guarantee.
Choose a strategy, and when you might exit.
Compounding lets your ASB dividends grow untouched. Rolling uses each year's dividend to help pay your instalment, only needing your own cash upfront in Year 1.
Dividends stay invested and grow year on year.
Dividends help cover your yearly instalment.
Terminate / exit after how many years?
Let's get you started.
Share your details and a BSN representative will reach out to help you with your application.
You're all set!
Tap the button below to send your details to a BSN representative on WhatsApp.
Chat on WhatsAppThis guided tool provides illustrative projections only, for discussion purposes with a BSN representative. It does not constitute financial advice or a formal loan offer.